It’s important to be prepared in the unfortunate event of a car accident or if your vehicle suffers damage in some way and needs auto body repair. Knowing what your insurance will cover when it comes to collision repair is essential to this preparation. Check out the guide below to get more information on what your insurance policy may cover.
When Are Your Car Repairs Covered by Car Insurance?
Collision Repair
One of the most common causes of serious damage to a vehicle is a collision. Whether the damage is caused by colliding with another vehicle or from obstacles such as trees or telephone poles, a collision coverage policy can typically help cover the repairs needed to get your vehicle back into working order.
It’s vital to note that collision coverage insurance is considered optional. However, if you finance or lease your vehicle, the dealership or lender may require you to seek this type of insurance as a way of protecting their stake in the vehicle.
Damage from Fire
When people think of damage from a fire, they usually think about structure fires that cause catastrophic damage to a home or business. However, the truth is that vehicles are just as vulnerable to damage from fire. Comprehensive insurance coverage policies for vehicles typically include coverage for fire damage.
Theft or Vandalism Auto Body Repair
While you hope it never happens to you, malicious people may damage your vehicle when attempting to steal from it or simply vandalize property. The vehicle itself may be stolen in some rare cases as well. Comprehensive insurance coverage for your vehicle can help cover the repairs you need so that you can get back on the road in a timely manner.
Other Covered Events
Comprehensive insurance policies may also include coverage for a variety of other events that might damage your vehicle. For instance, these policies often include coverage for damage caused by natural disasters or damage caused by animals. Consult with your insurance provider to learn more about what your specific policy covers and to get additional coverage if you feel it’s necessary.
Looking for repairs for your vehicle? Our experienced team of technicians has the skills needed to get your vehicle back to its best shape. Reach out to Zimbrick Body Shop today and let us help you get back on the road!
Connect with us
